A car accident is incredibly frightening for everyone involved. It can be even worse when there is property damage or injury. Knowing what to do after an accident in Idaho can help minimize the stress following your accident.
When filing a claim for your car accident, involving Idaho car accident lawyers is always a good idea. It may increase your chances of getting the compensation you deserve. Although providing an insurance agency with all the relevant information can be time-consuming, it eventually pays off. Here are a few tips to keep in mind.
1. Get the Other Party’s Contact Information
Make sure to exchange information with all parties involved in the accident. It should include their:
- Phone number
- Policy number (if applicable),
- The license plate number of the other party’s car
- Driver’s license information
- Vehicle registration information,
- Insurance information
The initiating party in the accident should be able to obtain this information from all involved drivers. If you cannot get some of this information, try to document any license plate numbers that might have been visible during the accident.
Be sure to ask for permission before taking photographs at the scene of the accident. This is especially important if anyone has been injured. Please do not attempt to move any of the vehicles involved in the crash while trying to document it.
2. Keep Records of All Expenses
Keep records of all costs associated with the accident. They include:
- Medical expenses
- rental cars, property damage
- towing fees
Keep copies of all receipts and documentation from your insurance company. Be sure to take note of any witnesses who may have seen or heard the accident occur and ask for their contact information in case they are needed later on.
Remember that you will need to file a police report if:
- Anyone has been injured
- There is severe property damage
- The damages exceed $1,000
In most states, you have up to 180 days from the date of an accident or collision to file a claim. When unsure of getting a car accident police report, you can simply request one at the nearest police station.
For an insurance company to consider your claim, you will need to submit a written report containing all available information about the incident. This is often called a “General Damages Report” and typically includes:
- Your contact information
- The contact details of anyone else’ that was involved in the collision,
- A description of the accident and its circumstances,
- A description of damages to any vehicles or property,
- A statement about your losses or expenses.
3. Provide Extra Information If Necessary
Insurance adjusters may need additional information from you at some point throughout the claims process. It can be anything from a completed worksheet to a recorded statement. Requesting this information in writing can help to ensure that nothing is misunderstood or misinterpreted. Providing it as soon as possible means you can receive compensation early.
In summary, when filing a claim for your car accident, involving Idaho car accident lawyers is always a good idea. They will advise you on the appropriate steps to take to increase your chances of receiving compensation.