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idaho work comp claims at a glance
Report the Injury
The injured employee should immediately report the incident to his or her employer.
Reporting will help to verify the accident later because a written record of injury will be made.
It is also important that the employee seek medical attention as soon as possible. This lays the groundwork for the claim.
Next, the employer must fill out an accident report. The employer is required to complete the First Report of Injury or Illness form, as required by the Idaho Industrial Commission, and send it to the insurance company.
The insurance company will speak to the attending physician to determine whether to honor the claim and how to value it. This can be time-consuming and difficult, especially since the adjuster may not understand the extent of the injuries or the seriousness of the situation.
Acquire Legal Counsel
After filing your accident report, immediately acquiring legal counsel is key. Call Litster Frost Injury Lawyers today for a free consultation!
* While these are not the only steps, these are very important.
When this happens, your counsel can question the insurance agency to find out where the errors were. Armed with this information, we begin building your case. During this process, we will act as the intermediary to ensure no loopholes are present that could result in denial of benefits.
Gathering witnesses, speaking with medical professionals, and finding a way to absorb any additional expenses are tasks that all fall on your attorney. Securing documentation to prove your innocence is the first priority. Once all documentation has been gathered, we will appeal your claim, which will then go into review.
From the misspelling of a name to something more technical, workers compensation claims can be tied up for a very long time.
Make sure you are putting yourself in the right position to get your claim approved. Making small mistakes can hold up your claim for months, and fighting with an employer who is trying to deny you benefits can take even longer.
Again, they are not in business to represent you—they represent the best interests of your employer. We start negotiations, making sure all variables are considered, such as pain, suffering, loss of income, loss of work, and other elements that paint the complete picture of how much devastation your injury has caused.
Most claim windows expire 60 days after the injury. If you do not file your claim within that time period, you will forego your chances.
Most people do not realize that having adequate legal representation is the only way to ensure a complete and thorough settlement that is fair and unbiased.
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SHOULD I ACCEPT A
see if you
have a case
To schedule a consultation about your accident, call our office at (208) 333-3330 or fill out your case evaluation form now.
An attorney can help determine whether the settlement will cover your condition. Remember, your injuries could worsen over the years, but a lump sum settlement closes your case for good.
Types of lump sum settlements include:
– DCS – settles a denied claim. The denial is made final, and you forfeit your right to future payments.
– CDA – settles an accepted claim. While you give up other benefits, you retain the right to medical treatment and preferred worker benefits.