You may have just had a car accident in Idaho, and your insurance company is canceling you. You might be wondering what to do next and if this means that you’ll need to find new coverage.
Have no fear. We’re here with some helpful tips on what you should do after an accident. Read on to find out more.
Contact Your Lawyer
If you feel that the insurance company has wrongfully canceled your policy, or if they have given a reason for canceling it, but you do not believe it to be true. Then consulting with an Idaho Car Accident Lawyer is probably in your best interest. Your lawyer can help get things moving in the right direction by:
- Dealing directly with the insurance carrier
- Getting them to reinstate your policy
- Filling claim
Contact Your Insurance Carrier
Your first step should be to contact the company that canceled your policy. Ask them what they are talking about when it comes to you violating their terms of service, and ask why they have chosen to cancel your coverage for this reason.
Be sure not to accept any blame before knowing all the facts. If you need to, ask them for proof of your violation.
Get Estimates for Repairs
Make sure that you get estimates for the cost of repairing your vehicle immediately, and keep all receipts.
If possible, don’t tell anyone where you are going or what is happening. Insurance companies will often try to pressure claimants into saying things they shouldn’t say. Make sure that you keep your vehicle locked up and protected until it is repaired.
Do not allow the insurance company to take possession of it under any circumstances, as they may claim your policy for damages even if their driver was at fault.
Fill Out an SR22 Form
If your driver’s license has been suspended or revoked after the accident, you will likely need to file an SR-22 form with the DMV. You have to speak to a lawyer about how they handled it. If you think it may be necessary for you to get, your license reinstated. Often they can help make sure that everything gets filed properly and in a timely fashion.
File a Claim
You should file a claim with your insurance company as soon as possible to get reimbursed for any medical bills you have. Make sure that every bill and statement is included, even if it comes from an out-of-network provider, which means they will likely need preapproval before the work begins to cover any costs.
If you don’t file within seven days, then there is a chance that they will deny your claim based on late filing. Speak with an attorney if this applies to you. It may be possible to extend the deadline and get you the compensation you need and deserve.
If you feel that the insurance company has wrongfully canceled your policy, or if they have given a reason for canceling it, but you do not believe it to be true, then consulting with an attorney is probably in your best interest. Your lawyer can help get things moving in the right direction by dealing directly with the insurance carrier and getting them to reinstate your policy.